Terms of Use & Term of Services & Term and Conditions
Effective Date: 13 July 2026
Welcome to KD FinServe – Kuber Dewangan (“Company”, “we”, “our”, or “us”). These Terms of Use govern your access to and use of www.kuberdewangan.com (“Website”). By accessing or using this Website, you agree to be bound by these Terms of Use. If you do not agree with any part of these Terms, please discontinue use of the Website.
1. About Us
Business Name: KD FinServe – Kuber Dewangan
Founder: Kuber Dewangan
Website: www.kuberdewangan.com
Email: contact@kuberdewangan.com
KD FinServe provides information and advisory services related to financial planning, life insurance, health insurance, mutual funds, retirement planning, wealth creation, loans, and other financial solutions.
2. Acceptance of Terms
By accessing this Website, you confirm that:
- You are at least 18 years of age or otherwise legally competent to enter into agreements under applicable law.
- You will use this Website only for lawful purposes.
- You agree to comply with these Terms & Conditions and all applicable laws and regulations.
3. Services
The information and services available on this Website are intended to help users understand financial planning and insurance-related topics. The availability of any product or service may depend on applicable laws, eligibility criteria, underwriting decisions, and the policies of the relevant financial institution or insurer.
Nothing on this Website guarantees approval, issuance of an insurance policy, investment returns, or loan sanction.
4. User Responsibilities
When using this Website, you agree that you will:
- Provide accurate and truthful information.
- Not impersonate any other person or entity.
- Not upload or transmit harmful, unlawful, fraudulent, or malicious content.
- Not interfere with the operation or security of the Website.
- Not attempt unauthorized access to any part of the Website, servers, or connected systems.
5. Intellectual Property
Unless otherwise stated, all content on this Website, including text, graphics, logos, icons, images, designs, downloadable materials, and other intellectual property, is owned by or licensed to KD FinServe – Kuber Dewangan and is protected by applicable intellectual property laws.
You may view or print content for your personal, non-commercial use only. Any reproduction, modification, distribution, republication, or commercial use without prior written permission is prohibited.
6. No Professional or Legal Guarantee
The information provided on this Website is for general informational purposes only and should not be considered legal, tax, accounting, or investment advice.
Financial planning recommendations may vary based on an individual’s age, income, financial goals, risk profile, medical history, and applicable regulations. Users should review official product documents and seek professional advice before making financial decisions.
7. Third-Party Products and Services
Our Website may refer to products or services offered by insurance companies, mutual fund houses, banks, non-banking financial companies (NBFCs), or other financial institutions.
The terms, conditions, pricing, benefits, exclusions, and availability of such products are determined solely by the respective provider. KD FinServe is not responsible for changes made by third-party providers.
8. Communication
By submitting your contact details through our Website, you consent to receive communications from us through phone calls, SMS, email, WhatsApp, or other electronic means regarding your enquiry, requested services, or relevant updates, subject to applicable laws.
You may opt out of promotional communications at any time by contacting us.
9. Privacy
Your use of this Website is also governed by our Privacy Policy. By using this Website, you acknowledge that your personal data will be collected and processed in accordance with our Privacy Policy and applicable laws.
10. Limitation of Liability
To the fullest extent permitted by applicable law, KD FinServe – Kuber Dewangan shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:
- Use of or inability to use the Website.
- Reliance on information provided on the Website.
- Delays, interruptions, or technical failures.
- Unauthorized access to user information despite reasonable security measures.
- Decisions made by insurers, banks, mutual fund houses, or other financial institutions.
11. Website Availability
We strive to keep the Website available and functioning properly. However, we do not guarantee uninterrupted or error-free access and may suspend or modify the Website at any time for maintenance, upgrades, security, or operational reasons without prior notice.
12. External Links
This Website may contain links to third-party websites for user convenience. We do not control or endorse the content, policies, or practices of such websites and are not responsible for them.
Users should review the terms and privacy policies of any third-party websites they visit.
13. Indemnification
You agree to indemnify and hold harmless KD FinServe – Kuber Dewangan, its proprietor, employees, representatives, and service providers from any claims, losses, liabilities, damages, or expenses arising from your misuse of the Website or your violation of these Terms & Conditions.
14. Changes to These Terms
We reserve the right to revise these Terms & Conditions at any time. Updated versions will be published on this page with a revised Effective Date. Continued use of the Website after such updates constitutes your acceptance of the revised Terms.
15. Governing Law and Jurisdiction
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.
Any disputes arising out of or relating to these Terms or the use of this Website shall be subject to the exclusive jurisdiction of the competent courts having jurisdiction over the place where KD FinServe – Kuber Dewangan conducts its principal business, unless otherwise required by applicable law.
16. Contact Us
If you have any questions regarding these Terms & Conditions, please contact us:
Kuber Dewangan
KD FinServe – Kuber Dewangan
Website: www.kuberdewangan.com
Email: contact@kuberdewangan.com
We appreciate your trust and thank you for visiting our Website.