Privacy Policy & Privacy Notice

(Compliant with the Digital Personal Data Protection Act, 2023 – India)

Effective Date: 13 July 2026

Welcome to KD FinServe – Kuber Dewangan.

KD FinServe – Kuber Dewangan (“Company”, “we”, “our”, or “us”) respects your privacy and is committed to protecting your personal data in accordance with the Digital Personal Data Protection Act, 2023 (India) and other applicable laws.

This Privacy Policy explains what personal data we collect, why we collect it, how we use it, how long we retain it, and the rights available to you as a Data Principal.

1. Data Fiduciary

Under the Digital Personal Data Protection Act, 2023, KD FinServe – Kuber Dewangan acts as the Data Fiduciary for the personal data collected through this website.

Business Name: KD FinServe – Kuber Dewangan

Founder: Kuber Dewangan

Website: www.kuberdewangan.com

Email: contact@kuberdewangan.com

2. Personal Data We Collect

Depending on the services you use, we may collect:

Full Name
Mobile Number
Email Address
City / State
Financial goals
Insurance requirements
Investment preferences
Messages submitted through Contact Forms
WhatsApp conversations
Live Chat conversations
Phone call enquiries
Technical information such as:
- IP Address
- Browser Type
- Device Information
- Operating System
- Cookies
- Website usage statistics

We collect only the information that is reasonably necessary to provide our services.

3. Purpose of Processing Personal Data

We process your personal data only for lawful purposes, including:

Providing financial planning services.
Insurance consultation.
Mutual Fund consultation.
Retirement Planning.
Loan consultation.
Responding to enquiries.
Scheduling appointments.
Customer support.
WhatsApp communication.
Service updates.
Website improvement.
Fraud prevention.
Compliance with applicable laws and regulations.

Your personal data will not be used for any purpose that is incompatible with the purpose for which it was originally collected without obtaining consent where required.

4. Consent

By submitting your personal information through this website, you voluntarily consent to the collection and processing of your personal data for the purposes described in this Privacy Policy.

Where required under applicable law, you may withdraw your consent at any time by contacting us at:

Email: contact@kuberdewangan.com

Withdrawal of consent will not affect processing already carried out in accordance with applicable law.

5. Cookies & Similar Technologies

Our website may use cookies and similar technologies to:

Improve website functionality
Enhance user experience
Remember preferences
Measure website traffic
Improve security
Analyse website performance

You may disable cookies through your browser settings. Certain features of the website may not function properly if cookies are disabled.

6. WhatsApp, Contact Forms & Live Chat

If you communicate with us through:

WhatsApp
Contact Forms
Live Chat
Email
Telephone

your communication may be securely stored to:

Respond to enquiries
Maintain customer records
Improve our services
Provide customer support
Comply with legal obligations

7. Third-Party Service Providers

To operate our website and provide our services, we may use trusted third-party service providers including:

Website Hosting Providers
Cloud Infrastructure Providers
Email Service Providers
CRM Systems
WhatsApp Business Platform
Website Analytics Providers
Live Chat Platforms
Automation Platforms

These providers process data only as necessary to provide services on our behalf and are expected to implement appropriate security safeguards.

8. Data Security

We implement reasonable technical, administrative, and organisational measures to protect your personal data against:

Unauthorized access
Disclosure
Alteration
Misuse
Loss
Destruction

While we take appropriate precautions, no electronic transmission or storage system can be guaranteed to be 100% secure.

9. Data Retention

We retain your personal data only for as long as necessary to:

Provide requested services.
Maintain business records.
Meet legal and regulatory obligations.
Resolve disputes.
Prevent fraud.
Enforce our legal rights.

When no longer required, personal data is securely deleted or anonymised.

10. Your Rights Under the Digital Personal Data Protection Act, 2023

Subject to applicable law, you may have the right to:

Request access to your personal data.
Request correction of inaccurate or incomplete information.
Request deletion of your personal data, where legally permissible.
Withdraw consent for future processing.
Seek information regarding the processing of your personal data.
Nominate another individual to exercise your rights in accordance with applicable law.
Lodge a grievance regarding the processing of your personal data.

To exercise these rights, please contact:

Email: contact@kuberdewangan.com

11. Grievance Redressal

If you have any concerns regarding the processing of your personal data, you may contact us using the details below.

Grievance Contact

Kuber Dewangan

KD FinServe – Kuber Dewangan

Email: contact@kuberdewangan.com

We will make reasonable efforts to acknowledge and resolve your grievance within the timelines prescribed under applicable law.

12. Children’s Privacy

Our services are intended for adults who are legally competent to enter into financial or insurance transactions.

We do not knowingly collect personal data from children without complying with applicable legal requirements.

13. Third-Party Websites

Our website may contain links to external websites.

We are not responsible for the privacy practices or content of those websites. Users are encouraged to review their respective privacy policies before sharing any personal information.

14. Changes to this Privacy Policy

We reserve the right to update this Privacy Policy from time to time to reflect changes in legal requirements, business practices, or our services.

The revised version will always be available on this page with the updated Effective Date.

15. Contact Us

If you have any questions regarding this Privacy Policy or your personal data, please contact us.

Kuber Dewangan

KD FinServe – Kuber Dewangan

Website: www.kuberdewangan.com

Email: contact@kuberdewangan.com

Declaration

By using this website, submitting any enquiry, or communicating with us through our website, WhatsApp, email, or other channels, you acknowledge that you have read and understood this Privacy Policy and consent to the processing of your personal data in accordance with applicable laws.